USA Holdings Inc. (NYSE: SC) is a full-service, technology-driven consumer
finance company focused on vehicle finance and unsecured consumer lending
products. The company, which began originating retail installment contracts
in 1997, has a serviced portfolio of more than $40 billion (as of September
30, 2014), has more than two million customers across all credit grades, and
is headquartered in Dallas. Santander Consumer USA Holdings Inc. is the
parent company of Santander Consumer USA Inc. ("SC").